Rates
|
| Loan Rates as of April 22, 2025 |
| | | | | | | |
| | A+ | A | B | C | D | E |
| Fully Pledged Loan | 760+ | 700-759 | 660-699 | 600-659 | 550-599 | 549-below |
| | | | | | | |
| New Auto/Motorcycle | | | | | | |
| Up to 36 Months | 4.95 | 5.25
| 6
| 6.5
| 11.7
| 12.7
|
| Up to 48 Months | 5.25
| 5.5
| 6.25
| 7
| 12.45
| 12.99
|
| Up to 60 Months | 5.5 | 5.85
| 6.5
| 7.25
| 12.74
| 13.25
|
| Up to 72 Months | 5.85
| 6.25
| 6.75
| 8.4
| 13.25
| 13.7
|
| Up to 84 Months | 6.25
| 6.75
| 7.99
| 8.5
| 13.99
| 17.5
|
| | | | | | | |
| Used Auto/Motorcycles (10 years old or newer) | | | | |
| Up to 36 Months | 6.6 | 6.9 | 7.25
| 7.65
| 14.2
| 14.74
|
| Up to 48 Months | 6.9 | 7.25
| 7.65
| 8
| 14.74
| 15.2
|
| Up to 60 Months | 7.25
| 7.65
| 8
| 8.4
| 15.2
| 15.7
|
| Up to 72 Months | 7.65 | 8
| 8.4
| 9
| 15.7
| 18
|
| | | | | | | |
| Unsecured Loans (under $10,000) | | | | | |
| Up to 12 Months | 9 | 9.5
| 10
| 10.3
| 11.5
| 12
|
| Up to 24 Months | 9.5
| 10
| 10.3
| 10.8
| 12
| 12.4
|
| Up to 36 Months | 10
| 10.3
| 10.8
| 11.2
| 12.4
| 15
|
| Up to 48 Months | 10.3
| 10.8
| 11.2
| 11.5
| 13
| 16
|
| | | | | | | |
| Unsecured Loans ($10,000.01-$15,000) Requires Board Approval | | |
| Up to 12 Months | 11.5 | 11.8
| 12
| 12.3
| 13
| 13.4
|
| Up to 24 Months | 11.8
| 12
| 12.3
| 12.6
| 13.4
| 14
|
| Up to 36 Months | 12
| 12.3
| 12.6
| 12.9
| 14
| 15
|
| Up to 48 Months | 12.3
| 12.6
| 12.9
| 13.25
| 15
| 16.5
|
| | | | | | | |
| New Recreational Vehicle (Up to 5 years old) | | | | |
| Up to 36 months | 7 | 8
| 9
| 10
| 14.5
| 15
|
| Up to 60 months | 8 | 9
| 10
| 11
| 15
| 16
|
| Up to 84 months | 9
| 10
| 11
| 12
| 16
| 17
|
| Up to 144 months | 13.5
| 14.5
| 15.5
| 16.5
| 16.99
| 17.99
|
| | | | | | | |
| Used Recreational Vehicle (Over 5 years old) | | | | |
| Up to 36 Months | 9.65
| 10.65
| 11.49
| 12
| 14.99
| 15.99
|
| | | | | | | |
| Share Pledged | | | | | | |
| Up to 48 months | 6.99
| 7.49
| 7.99
| 8.49
| 11.49
| 14.49
|
| Certificate Term Certificate Maturity Dates | | | | |
| | 8.5
| 8.79
| 9.29 | 9.79
| 12.79
| 15.79
|
| | | | | | |
*All Rates Subject to Change
Fees
Find possible events in the first column and follow across the row to view fees associated with that event.
| Event | Fee |
|---|
| Stop Payment | $25.00 |
|---|
| Check Copy | $5.00 |
|---|
| Print Statement | $5.00 |
|---|
| Verification of Deposit | $10.00 |
|---|
| Bank Reference Letter | $10.00 |
|---|
| Check Withdrawals |
|---|
| 1-3 per quarter | - |
|---|
| 4-6 per quarter | $5.00 |
|---|
| 7 or more per quarter | $10.00 |
|---|
| Returned Check/Returned ACH | $25.00 |
|---|
| Lost Visa Card | $25.00 |
|---|
| Late Payment Fee | $25.00 |
|---|
| Failure to Provide Proof of Insurance or Title | $100.00 |
|---|
| Cost of Insurance and/or Replacement Title | $100.00 |
|---|