Rates
|
| Loan Rates as of June 1, 2019 |
| | | | | | | |
| | A+ | A | B | C | D | E |
| Fully Pledged Loan | 760+ | 700-759 | 660-699 | 600-659 | 550-599 | 549-below |
| | | | | | | |
| New Auto/Motorcyle | | | | | | |
| Up to 36 Months | 2.8 | 3.1 | 4 | 5.5 | 10.99 | 13.49 |
| Up to 48 Months | 3.2 | 3.5 | 4.5 | 6.25 | 11.99 | 14.49 |
| Up to 60 Months | 3.6 | 3.8 | 4.9 | 7 | 12.49 | 15.49 |
| Up to 72 Months | 3.7 | 4.49 | 5.35 | 7.4 | 13 | 16.49 |
| Up to 84 Months | 4.2 | 4.95 | 5.5 | 8 | 13.49 | 17.49 |
| | | | | | | |
| Used Auto/Motorcyles (10 years old or newer) | | | | |
| Up to 36 Months | 3.65 | 4.1 | 4.7 | 6.6 | 11.49 | 13.99 |
| Up to 48 Months | 4.05 | 4.55 | 5.4 | 7.1 | 12.49 | 14.99 |
| Up to 60 Months | 4.25 | 4.95 | 6.25 | 7.8 | 13 | 15.99 |
| Up to 72 Months | 4.75 | 5.25 | 6.5 | 8 | 13.49 | 16.99 |
| | | | | | | |
| Unsecured Loans (under $10,000) | | | | | |
| Up to 12 Months | 5.3 | 6.1 | 6.8 | 7.5 | 11.99 | 12.99 |
| Up to 24 Months | 5.5 | 6.3 | 6.9 | 8 | 12.99 | 13.99 |
| Up to 36 Months | 5.9 | 6.5 | 7 | 8.5 | 13.99 | 14.99 |
| Up to 48 Months | 6.2 | 6.7 | 7.2 | 9 | 14.99 | 15.99 |
| | | | | | | |
| Unsecured Loans ($10,000.01-$15,000) Requires Board Approval | | |
| Up to 12 Months | 6.3 | 7.1 | 7.8 | 8.5 | 12.99 | 13.99 |
| Up to 24 Months | 6.5 | 7.3 | 7.9 | 9 | 13.99 | 14.99 |
| Up to 36 Months | 6.9 | 7.5 | 8 | 9.5 | 14.99 | 15.99 |
| Up to 48 Months | 7.2 | 7.7 | 8.2 | 10 | 15.99 | 16.99 |
| | | | | | | |
| Unsecured Loans ($15,000.01-$20,000) Requires Board Approval | | |
| Up to 12 Months | 6.8 | 7.6 | 8.3 | 9 | 13.49 | 14.49 |
| Up to 24 Months | 7 | 7.8 | 8.4 | 9.5 | 14.49 | 15.49 |
| Up to 36 Months | 7.4 | 8 | 8.5 | 10 | 15.49 | 16.49 |
| Up to 48 Months | 7.7 | 8.2 | 8.7 | 10.5 | 16.49 | 17.49 |
| | | | | | | |
| Unsecured Loans (over $20,000) Requires Board Approval | | | |
| Up to 12 Months | 7.8 | 8.6 | 9.3 | 10 | 14.49 | 15.49 |
| Up to 24 Months | 8 | 8.8 | 9.4 | 10.5 | 15.49 | 16.49 |
| Up to 36 Months | 8.4 | 9 | 9.5 | 11 | 16.49 | 17.49 |
| Up to 48 Months | 8.7 | 9.2 | 9.7 | 11.5 | 17.49 | 18.49 |
| | | | | | | |
| New Recreational Vehicle (Up to 5 years old) | | | | |
| Up to 36 months | 3.75 | 4.25 | 4.55 | 5 | 10.24 | 11.24 |
| Up to 60 months | 4 | 4.45 | 7.24 | 6.35 | 12.24 | 13.24 |
| Up to 84 months | 5.24 | 5.5 | 7.75 | 8.14 | 13.24 | 15.24 |
| Up to 144 months | 5.49 | 6 | 8.05 | 9.24 | 14.24 | 16.24 |
| | | | | | | |
| Used Recreational Vehicle (Over 5 years old) | | | | |
| Up to 36 Months | 4 | 4.5 | 4.75 | 6.15 | 11.24 | 12.24 |
| | | | | | | |
| Share Pledged | | | | | | |
| Up to 48 months | 2.8 | 3.75 | 4.75 | 5.99 | 9.99 | 10.99 |
| Certificate Term Certificate Maturity Dates | | | | |
| | 2.5 | 3.49 | 4.49 | 5.49 | 8.99 | 9.75 |
*All Rates Subject to Change
Fees
Find possible events in the first column and follow across the row to view fees associated with that event.
| Event | Fee |
|---|
| Stop Payment | $25.00 |
|---|
| Check Copy | $5.00 |
|---|
| Print Statement | $5.00 |
|---|
| Verification of Depost | $10.00 |
|---|
| Bank Reference Letter | $10.00 |
|---|
| Check Withdrawls |
|---|
| 1-3 per quarter | - |
|---|
| 4-6 per quarter | $5.00 |
|---|
| 7 or more per quarter | $10.00 |
|---|
| Returned Check | $25.00 |
|---|
| Lost Visa Card | $25.00 |
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| Late Payment Fee | $25.00 |
|---|
| Failure to Provide Proof of Insurance or Title | $100.00 |
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| Cost of Insurance and/or Replacement Title | $100.00 |
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